Remember folks, your credit score is NOT about how trustworthy you are. It's about how profitable you are to lending institutions. People who stay on top of their credit, pay their loans early, or accrue more interest than income are less profitable, which is why ALL of these things lower your score

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The credit score thing is idiotic. I always pay my entire credit card bill on time; have never in my life had a credit balance. But any time I put a larger than usual bill on my credit card (like paying for a tour), my credit score drops — even before the payment date! 🙄🤷🏼‍♂️

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You only have good credit if you are in lots of debt. Credit scores are a scam used to grift more money from consumers. An entire industry was created to make it harder to join the club of capitalism. People that don't carry credit card debt are called 'deadbeats' in the industry.

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Okay, but that is an objectively insane thing to have to do, and kind of proves their point.

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Ah but how can we know you're able to pay your bills if you've got no bills to pay? Checkmate. ...blah

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