masteroffinance.bsky.social
👤 Joined on 02 September 2024
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@masteroffinance.bsky.socialWhat about the idea that a low DTI isn’t always the best strategy? You’re not the only one who’s seen the trade-offs.
Show PostA raise is taxed at your marginal rate — side hustles let you choose how to structure it.
Show PostBoring but consistent beats volatile lifestyle. Automate savings before you see the money — it’s the only thing that keeps you steady.
Show PostYour car loan payment is now cash you can invest — that’s the real win.
Show PostReal estate has higher returns on paper, but liquidity risk and maintenance costs change the math significantly. Have you modeled the all-in costs?
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