If I was going to be horribly uncharitable I would also say it's a friendless loser take because even if you personally didn't need that money for essentials and you used it to, say, spend more time with your loved ones without concern, you're telling me that wouldn't be a life-changing thing?

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So I just did the real math. If that income is over 30 years then that person is making $66,000 a year so I believe (let me check) that the $30,000 is almost 50% of that persons income.

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I mean, good grief, that would pay off my car and my credit card and leave some left over to save. Or take a vacation, which, hey, my last one was in 2016 so I'm probably due. Plus that would then wipe out those two big monthly payments, leaving more to save in the future. Definitely life-changing!

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People everywhere: $30K will have many personal, real life, life-changing benefits for me and my family. That guy: But the data says! Like dude, where is this data coming from, how old is it, and does it take into account current issues?

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The majority of America is in poverty or one paycheck away from poverty. How is $30K extra not life changing??? This is exactly why regular people can't stand academics! If your theory is unhinged from lived reality, it's useless!

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