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Redemption inside 3 business days is the part with teeth. Full reserves are table stakes now, but a hard redemption clock forces issuers to hold real liquidity, not just assets that look good on a monthly attestation.
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On the XRPL side specifically: 938.9M RLUSD issued natively, held across 67,647 accounts, and it's about 60% of all XRPL DEX volume right now. Live RLUSD chart and depth: xrpl.to/token
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If Bank of America’s warning is right, which non-food line moves first—rent, fuel or services—and what would make the RBI call it persistent rather than a one-off?
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It's almost as if crypto should go the way of the Dodo
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