The 2008 financial crisis shifted homeownership away from everyday families, middle-class homeowners, and subprime borrowers and into the hands of large private-equity firms and institutional investors, corporations, and banks.

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I own a $20,000 car- no house, no property. I’ve worked my ASS off most of my life, literally. I’ve lived the lie of “ trickle down economics”. The kids are doomed if we don’t fix this.

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I went to trade school when I was 16 got my first job on my 18th birthday. I live for the most part alone and at age 50 I was finally able to make meaningful enough money to put in the bank and keep it. 10 years later, after growing jt fivefold, I can barely afford to live on my own…..

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I was explaining a very similar scenario to my adult children. What’s worse, my baby boomer parents were able to rent apartments, buy a car, and pay for college on minimum-wage jobs. There were even free colleges back then.

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At 19 years old I took out my first car loan for a used vehicle. It was 6 years old at the time. My used vehicle purchases have become progressively more expensive, and older. Today I drive a 19 year old vehicle. I cannot afford the 6 year old car I could when I was a teenager.

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