In another instance of John's idiocy...he thought "a lot" and "a majority" were functional equivalents.

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Dude thinks anyone can afford a sudden $400 dollar bill, and that it won't affect their ability to make other payments on time, and that there's definitely no cumulative effect if those things happen close to each other. Nope...not having enough money is due to spending too much on candles

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wut?

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Your new friend is now basically claiming that car repos and bank foreclosures on property don't happen. Seriously...do they cut out part of their brains in the factory?

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I was being overly generous with the definition of "expertise"

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